UnitedHealthcare

Scale

Figures this payer discloses about itself, each on the basis it states and as of the date it states. The bases differ between payers and are reproduced rather than reconciled.

Covered lives

48.5 M

people served by UnitedHealthcare medical benefits, the Total UnitedHealthcare - Medical row of the people-served table, across commercial, Medicare Advantage, Medicaid and Medicare Supplement, as of 2026-06-301

Jurisdictions

states in which UnitedHealthcare Community & State participated in Medicaid and other state programs, excluding the separately stated District of Columbia; the filing states no state count for the other UnitedHealthcare businesses, as of 2025-12-312

Premium revenue

$352.2 B

premiums, the consolidated UnitedHealth Group revenue line, which includes Optum Health premiums as well as UnitedHealthcare, as of 2025-12-31 (fiscal year 2025)2

Transparency in Coverage publishing

What this payer publishes under the Transparency in Coverage rule, how the published index is arranged, and what becomes of earlier months. Each statement is read from a public document and cites it.

Index shape: Presents its machine-readable files on a single Transparency in Coverage site as a searchable list that can be filtered by three file types the site labels In Network, Out of Network and Table of Contents, with the Table of Contents filter selected when the page opens. A separate page on the same site carries files the site states are provided under the Colorado Transparency in Coverage statute and rule. The site states that the files are provided pursuant to the requirements of the Health Plan Transparency in Coverage Rule and that the data is intended solely for that purpose.3

Sources

[1] UnitedHealth Group Incorporated Form 10-Q for the quarterly period ended June 30, 2026 · U.S. Securities and Exchange Commission (EDGAR) / UnitedHealth Group Incorporated · checked 2026-09-30
Fetched from EDGAR on 2026-09-30 with a declared User-Agent (sec.gov returns HTTP 403 without one). CIK 0000731766, accession 0000731766-26-000197. The covered-lives figure is the "Total UnitedHealthcare - Medical" row of the table headed "the number of people served by our UnitedHealthcare businesses, by major market segment and funding arrangement", 48,525 (in thousands) at June 30, 2026, in Item 2 of the filing.
[2] UnitedHealth Group Incorporated Form 10-K for the fiscal year ended December 31, 2025 · U.S. Securities and Exchange Commission (EDGAR) / UnitedHealth Group Incorporated · checked 2026-09-30
Fetched from EDGAR on 2026-09-30 with a declared User-Agent. CIK 0000731766, accession 0000731766-26-000062. The premium figure is the "Premiums" line of the Consolidated Statements of Operations for 2025, $352,229 million, which is consolidated across UnitedHealthcare and Optum Health. The state count is the Item 1 Business sentence that UnitedHealthcare Community & State "participated in programs in 32 states and the District of Columbia" as of December 31, 2025; the filing states no state count for the other UnitedHealthcare businesses.
[3] Transparency in Coverage Machine Readable Files · UnitedHealthcare · checked 2026-09-30
Read 2026-09-30. A client-rendered application; the served HTML carries only the title, the meta description "Transparency in Coverage Machine Readable Files" and a script tag, and the page prose, the file-type labels and the links sit in that script. The page states that the files are provided pursuant to the Health Plan Transparency in Coverage Rule and intended solely for that purpose, offers three file-type filters (In Network, Out of Network, Table of Contents) and a search box, carries a separate Colorado page, and links a terms-of-use document and an additional-information document. Nothing on it states a posting day, a posting frequency or a retention period, and no publication date is printed, so publishedDate is omitted.

Reviewed 2026-09-30

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